Finance & Investment
Free financial calculators to plan loans, savings, investments, and taxes. Calculate your monthly loan payments, compound interest, SIP growth, and salaries with instant, accurate results.
Finance & Investment
Available Tools in Finance & Investment
Select a model to begin real-time interactive computation.
EMI Calculator
Calculates fixed monthly debt service and amortization using standard annuity principles.
SIP Calculator
Projects wealth accumulation from recurring monthly dollar-cost averaging investments.
Simple Interest Calculator
Determines non-compounding linear interest accrued on principal balances over time.
Compound Interest Calculator
Evaluates exponential balance growth under daily, monthly, quarterly, or annual compounding intervals.
GST Calculator
Calculates inclusive and exclusive Goods and Services Tax with tax slab decompositions.
Discount Calculator
Computes markdown savings, net payable price, and stacked promotional discounts.
Tip & Split Bill Calculator
Calculates gratuity percentage, total dining bill, even party split, and optional round-up to the nearest currency unit.
Salary to Hourly Calculator
Converts compensation figures across hourly, daily, weekly, bi-weekly, monthly, and annual gross payment structures.
Fuel Cost & Trip Calculator
Estimates total fuel volume, fuel expense, and cost per passenger for road trips using MPG or Liters/100km fuel economy.
Income Tax Calculator (India — New vs Old Regime)
Compares income tax liability under both New and Old tax regimes for Indian salaried individuals, incorporating Standard Deduction, 80C, 80D, and Cess.
Fixed Deposit (FD) Maturity Calculator
Calculates bank fixed deposit maturity proceeds, interest earnings, and post-TDS yield using standard quarterly compounding.
Recurring Deposit (RD) Maturity Calculator
Evaluates maturity proceeds and accumulated interest from monthly recurring deposits compounded quarterly according to Indian banking norms.
PPF (Public Provident Fund) Calculator (India)
Projects 15-year tax-free wealth accumulation, yearly interest compounding, and 5-year extension blocks under the Government of India PPF scheme.
Gratuity Calculator (India — Gratuity Act 1972)
Calculates statutory end-of-service gratuity entitlement for employees under the Payment of Gratuity Act, 1972.
NPS (National Pension System) Calculator (India)
Projects retirement pension wealth, 60% tax-free lump-sum withdrawal, and 40% mandatory annuity monthly pension under the PFRDA NPS scheme.
CAGR (Compound Annual Growth Rate) Calculator
Measures smoothed annualized compound investment growth over multi-year holding periods, removing interim volatility fluctuations.
Retirement Corpus & FIRE Calculator
Calculates financial independence corpus using the 4% rule, projected living expenses, inflation, and required monthly SIP accumulation.
Home Loan Eligibility Calculator
Estimates maximum borrowing capacity based on monthly income, existing debt obligations, loan tenure, and bank FOIR parameters.
Break-Even Point Calculator
Determines sales volume in units and revenue required to recover total fixed and variable operating costs without profit or loss.
Step-Up SIP Calculator
Calculates long-term mutual fund wealth with an annual percentage or fixed top-up to accelerate capital accumulation as income grows.
Stock Average (Buy) Price Calculator
Computes volume-weighted average purchase price across multiple equity or crypto orders to identify true position cost basis and break-even points.
Mutual Fund Lumpsum Calculator
Calculates future maturity value of a one-time lump-sum mutual fund investment compounded annually.
XIRR Calculator (Extended Internal Rate of Return)
Determines the annualized internal rate of return for irregular cash inflows, SIPs, and periodic portfolio redemptions via Newton-Raphson iteration.
Rent vs Buy Home Calculator
Compares net wealth trajectory between purchasing real estate (down payment, EMI, property appreciation, maintenance) and renting with capital market reinvestment.
Personal Net Worth Calculator
Aggregates total liquid, physical, and retirement assets minus short and long-term liabilities to compute your exact net financial balance sheet.
Credit Card Interest & Minimum Payment Payoff Calculator
Computes total compounding interest and years required to eliminate credit card balances when making only minimum due payments versus fixed monthly sums.
Loan Prepayment & Foreclosure Savings Calculator
Quantifies total interest savings and loan tenure reduction gained by making part-prepayments or recurring extra principal payments.
Inflation Impact & Future Purchasing Power Calculator
Models erosion of purchasing power and computes the escalated future cost of lifestyle goals over multi-decade horizons.
Rule of 72 (Money Doubling Time) Calculator
Estimates the exact and rule-of-thumb years required to double an investment principal based on compound annual interest rates.
Systematic Withdrawal Plan (SWP) Calculator
Simulates monthly systematic cash withdrawals from mutual fund investments while tracking remaining capital appreciation and longevity.
SIP vs Lumpsum Investment Comparison Calculator
Performs side-by-side maturity return and risk comparison between equal capital deployed via monthly SIP versus one-time upfront Lumpsum.
Debt-to-Income (DTI) Ratio Calculator
Assesses personal debt burden by measuring monthly EMI and credit payments against gross monthly income to evaluate bank loan eligibility.
Emergency Fund & Financial Runway Calculator
Calculates the mandatory liquid cash reserve required to survive 3 to 12 months of unanticipated job loss, health emergency, or economic downturn.
TDS on Fixed Deposit Interest Calculator (India)
Computes Tax Deducted at Source (TDS) under Section 194A on cumulative bank FD interest exceeding statutory ₹40,000 (general) or ₹50,000 (senior) limits.
House Rent Allowance (HRA) Exemption Calculator (India)
Determines tax-exempt House Rent Allowance under Section 10(13A) of the Income Tax Act for Old Tax Regime taxpayers in metro and non-metro cities.
Real Rate of Return (Fisher Equation) Calculator
Calculates the real, inflation-adjusted purchasing power yield of financial investments utilizing the exact Fisher mathematical equation.
Crypto Profit Calculator
Calculate your net cryptocurrency returns, exit valuation, ROI percentage, and exchange transaction fees.
Explore Other Disciplines
Health & Biophysics
20 tools20 interactive computational models
Pure & Applied Mathematics
13 tools13 interactive computational models
Date & Time Chronology
11 tools11 interactive computational models
Unit & Measurement Conversion
5 tools5 interactive computational models
Home & Construction
4 tools4 interactive computational models
Everyday & Productivity
3 tools3 interactive computational models
Verified Formulas & 100% Private Calculations
All Finance & Investment calculators run 100% privately in your local browser. No calculation data is ever stored or shared. We use standard formulas and verified algorithms so you can trust your results every time.